New FeatureInstant Multi-Currency Payouts (NGN, USD, GBP, EUR) with 100% Tax Compliance
Nigeria's premier payroll & salary-movement engine

Run Nigerian Payroll in Minutes with 100% Tax Accuracy.

Automate PAYE tax, Pension, NHF, NSITF, and ITF deductions. Disburse bulk salaries directly to all Nigerian bank accounts in seconds with zero manual math.

Plans from NGN 5,000/monthNDPR Data CompliantSupports NGN & Multi-Currency
INTERACTIVE MOCKUP DEMO
Live Engine
Company Operating Account
Acme Technologies Nig. Ltd
NGN
Total Net Salary
₦18,450,000.00
38 Active Staff
Statutory Deductions
₦3,820,400.00
PAYE + Pension + NHF
Instant Bulk Disbursal Ready
0.4s Latency
256-Bit Encrypted VaultFIRS & LIRS Verified

Instant Disbursal

Direct API payouts to GTBank, Access, Zenith, Kuda, Moniepoint, and 40+ banks in seconds.

Statutory Engine

Automatic PAYE, Pension (8%/10%), NHF, NSITF, and ITF compliance with downloadable schedules.

Earned Wage Access

Allow staff to access salary advances on-demand without impacting employer cash flow.

Trusted by 500+ leading Nigerian startups, logistics hubs & enterprises

PayPulse Africa
Starlight Tech
Kano Logistics
Apex Retail NG
Horizon Health
Platform Capabilities

Engineered for Modern Nigerian Businesses

Everything your HR and Finance team needs to run error-free payroll, stay compliant, and keep employees happy.

Statutory Deductions Engine

Zero-Math Nigerian Tax & Pension Compliance

Cedora automatically applies Consolidated Relief Allowance (CRA), calculates tax brackets under the Personal Income Tax Act (PITA), and computes exact PenCom, NHF, NSITF, and ITF figures.

PAYE Tax
LIRS & FIRS
Auto Schedule
PenCom
8% Emp / 10% Empr
PFA Export
NHF
2.5% Basic
FMBN Compliant
NSITF & ITF
1% Statutory
Verified

Instant NUBAN Bulk Bank Disbursals

Direct integration with Paystack and Lenco payment rails. Fund your wallet once, and credit all employee accounts instantly with zero manual bank uploads.

99.99% Success RateSub-Second Latency

Earned Wage Access (Salary Advance)

Empower your employees to access their earned wages before payday. Automatic deductions at payroll run with zero financial risk to your company.

Zero Employer Capital RiskSelf-Service Portal
Global & Local Payroll

Multi-Currency Compensation for Hybrid Teams

Pay your local staff in NGN and international remote contractors in USD, GBP, or EUR. Live exchange rates are updated automatically with 4-hour caching.

🇳🇬 NGN🇺🇸 USD🇬🇧 GBP🇪🇺 EUR
Interactive ROI & Tax Calculator

See How Much Time & Tax Risk You Save Each Month

Adjust your headcount and average salary to instantly view your Nigerian statutory breakdown and automated savings.

25 staff
Presets:
₦350,000
Presets:
Total Monthly Gross Payroll
₦8,750,000
Est. Cedora Platform Fee
₦17,500/mo
Save approx. 20 hours every month
No manual Excel formulas, filing delays, or bank bulk-upload reconciliation errors.

Statutory Breakdown Engine

PAYE Tax Relief & Remittance
Personal Income Tax Act
₦1,050,000
PenCom Pension (8% + 10%)
PFA Approved Accounts
₦1,102,500
National Housing Fund (NHF 2.5%)
FMBN Remittance Schedule
₦131,250
NSITF Employees Compensation
1% Employer Contribution
₦87,500
Audit Readiness & Data Privacy

Built Strictly for Nigerian Regulatory Compliance

Never worry about State Internal Revenue Service (LIRS/FIRS) tax audit queries, missed PenCom deadlines, or data privacy penalties again.

NDPR & AES-256 Encryption

All employee sensitive identifiers (NIN, TIN, BVN, Bank Account Numbers) are encrypted at rest with AES-256-GCM and SHA-256 hashes.

PenCom PFA Schedules

Generates ready-to-upload pension remittance schedules categorized by RSA Pin and Pension Fund Administrator (Stanbic, Leadway, ARM, FCMB, etc.).

Immutable Audit Logging

Every payroll modification, salary adjustment, bonus, or statutory override is logged with actor IP, timestamp, and detailed before/after diffs.

Transparent SaaS Pricing

Base Fee + Per-Employee Pricing

No hidden charges, no setup fees. Only pay for active headcount processed during your monthly run.

Starter

Great for growing businesses and startups.

₦5,000/month base
+ ₦500 / employee / month
  • Up to 20 Active Employees
  • 24 Payroll Runs / month
  • Full Nigerian Statutory Engine (PAYE, Pension, NHF, NSITF, ITF)
  • Instant NUBAN Bulk Bank Disbursals
  • Earned Wage Access & Multi-Currency Support
  • Standard Email Support

Growth

Most Popular

Designed for mid-sized organizations with standard needs.

₦15,000/month base
+ ₦400 / employee / month
  • Up to 100 Active Employees
  • 24 Payroll Runs / month
  • Full Nigerian Statutory Engine (PAYE, Pension, NHF, NSITF, ITF)
  • Instant NUBAN Bulk Bank Disbursals
  • Earned Wage Access & Multi-Currency Support
  • Priority Operations Inbox & Multi-Stage Approvals

Scale

Mid-market enterprise with distributed operations.

₦50,000/month base
+ ₦300 / employee / month
  • Up to 1,000 Active Employees
  • 48 Payroll Runs / month
  • Full Nigerian Statutory Engine (PAYE, Pension, NHF, NSITF, ITF)
  • Instant NUBAN Bulk Bank Disbursals
  • Earned Wage Access & Multi-Currency Support
  • Dedicated Compliance Specialist & Priority Support

Enterprise

Robust payroll governance for large-scale enterprises.

₦100,000/month base
+ ₦200 / employee / month
  • Up to 10,000 Active Employees
  • 60 Payroll Runs / month
  • Full Nigerian Statutory Engine (PAYE, Pension, NHF, NSITF, ITF)
  • High-Volume Outbox Payout Processing
  • Earned Wage Access & Multi-Currency Support
  • Dedicated SLA & 24/7 Account Management
Customer Success Stories

Trusted by Nigerian HR & Finance Leaders

"Cedora reduced our monthly payroll preparation time from 3 days to less than 15 minutes. The automated PAYE schedules alone saved us thousands in tax audit headaches."

Femi Adebayo
Head of People, PayPulse Africa

"Disbursing salaries to 140+ employees used to take hours of manual bank uploads. With Cedora, one click approves and credits everyone's bank account instantly."

Amina Bello
Chief Operating Officer, Kano Logistics Hub

"Our global remote engineers love being paid in USD while local staff receive NGN — all calculated automatically within the same unified dashboard."

Tunde Bakare
VP of Engineering, Starlight Software
Frequently Asked Questions

Got Questions? We Have Answers.

Search or filter by category to find answers about payroll automation, statutory tax rules, and payments.

Cedora's built-in Nigerian Deduction Engine automatically computes PAYE tax under the Personal Income Tax Act, 8% employee & 10% employer Pension contributions, NHF (2.5%), NSITF (1%), and ITF (1%). Filings and schedules are generated automatically with zero manual spreadsheet math.
Get Started in Under 5 Minutes

Ready to Automate Your Nigerian Payroll & Tax Compliance?

Join hundreds of Nigerian businesses saving time, eliminating tax audit penalties, and disbursing salaries effortlessly with Cedora.

Instant Setup • Transparent Pricing • Bank-Grade Security